MBA Finance Viva Questions october 2011

[Vuhelper]

1-What is Outward and Inward clearing?
2-What is bearer cheque?
3-What is clearing stamp and why we affix it?
4-What is crossing?
5- Where dividend is taken in dividend ratio?
6-What is DD?
7-When we use pay order and for what
8-What is next of kin?


9-Do you know about KYC ...its a card or product?


10-What is AOF by the way?
11- What is gearing ratio?
12-tell me the Bench mark of capitalization ratio ?
13-what is sales of bank ?
14-What the deference between services and sales?
15-financial statements ki kitni typed hoti hain


Answer : there are four types of financial statements:


1) income statement
2)statement of owner equity
3)balance sheet
4)statements of cash flows
(fin 621, page no. 01)


16-times interest earned ratio kis liye use hoti hy.
17-Clearing functions
18-Different between demand draft and pay order
19-brief question about cheque book issuance
20-Account opening procedure
21-Current Account min balance
22-Call Account
23-overdraft Account
24-Current Ratio
25-why Acid Test Ratio is called Quick Ratio
26-Interest Earned Ratio
27-Debt to equity( explination of component percentage)


28-What is the Net profit margin
29-What is the difference between Assets turnover ratio or 30-Return on assets
31-What is Operating Income Margin
32-What is the difffence between EBIT and Operating Income margin
33-What is the formula of EBIT
34-What is the formula of Operating Income Margin
35-What is dupont return on Assets
36-How do you differenceiate between dupont reuturn on assets and Operating Assets Turnover.
37-What is the formula of dupont return on Assets
38-Difference between Liquidity Ratio and Gearing Ratio:
39-Define Time Interest Earned Ratio:
40-What is EBIT?
41-Difference between Net Profit and Return on Assets:
42-Define the sale of Banks and its integral parts
43-What is Lease Payment
44-Define Fixed Charge Coverage Ratio
45-how banks done its operations in effective manners:
46-What are the operating fixed assets.
47-BBA Account n pls ka difference ?
48-clearing
49-intercity clearing n local clearing?
50-remittance department
51-DD n PO definition and difference
52-cheque n DD ka difference
53-DD kaise safe mode payment he.
54-current ratio ka bench mark
55-explain current ratio
56-Disadvantages of current ratio if it is high
57-Tell us the range of debt to equity ratio, If debt is 10% and equity is 90% then whether it is fav or not?
58-Explain stock items and their quantity?
59-What is your recommendation according to ratio analysis?
60-Explain Acid test ratio and how much it is fav for company?
61-If Asset is exit in terms of cash so it is fav or not?


62-difference b/w account opening form and kyc form?
63-Then they ask what is main thing in the CNIC we check
64-where it can be checked that the CNIC of the customer is fake or not
65- What is photo a/c
66- How You calculate the EBIT.
67- What is main liability of the bank
68- If 0.9010 show the debt then where is the equity
69- suppose debt ratio 5: 1 is it is good or not
70- What is Difference between Demand draft and pay order
71- What is Difference between inward and outward clearing
72- What are the requirements of account opening.
73- What is meant by next of kin
74- What is SS Card.
75- How many signatures are taken on SS card?
76- What is general and special crossing?